Services
This puzzle piece graphic helps clients visualize financial planning. Together, we can discuss your goals and develop a plan to accomplish them. These are the key elements of financial planning:
- Insurance – If something unfortunate happens are you covered?
- Cash Flow – How are you managing your income and expenses?
- Education Funding – What needs to be funded? Elementary school, high school, college, graduate school?
- Retirement Planning – What does retirement mean to you? Is it based on an age or a mindset?
- Estate Planning – We start with your basic will. When was the last time you updated it?
- Major Purchase – Are you planning on buying a first or second home?
Often, I meet with people and they have some of these areas partially addressed. I work with them to address all of the items that are important to them. We put together a long term plan to get closer to their goals.
Each of the above points need to fit together in a cohesive plan.
Learn more about how we can address two of the most common challenges our clients face.
Retirement Planning
MIT Age Lab did a study and found that retirement might last 8,000 days1. This is 22 years. We need to work together to develop a strategy for:
- Income planning
- Cash flow
- Asset allocation
- Social Security maximization
- Stock market volatility
How does this work together? More importantly how will you spend your time in retirement? Do you plan to transfer any wealth during your lifetime or after?
¹http://agelab.mit.edu/news/are-you-ready-8000-days-or-more-retirement
College Funding
College Funding can become very expensive very fast. How much will it cost? Who will pay for it? We work with clients to discuss the following:
- Will they fund part or all of the education?
- Should the student bear any of the cost?
- Will we qualify for needs based or merit aid?
- What types of schools will be considered?
- How much needs to be saved before college begins?
- How will their retirement plan be impacted?
All of these factors need to be considered and a plan should be established and implemented to increase the chances of success.
Is College Planning Easy?
My Office
1735 Post Road, Suite 2C
Fairfield, Connecticut 06824
Call Us
Phone: 203-254-8344
Fax: 888-533-6332
