Services

This puzzle piece graphic helps clients visualize financial planning. Together, we can discuss your goals and develop a plan to accomplish them. These are the key elements of financial planning:

  • Insurance – If something unfortunate happens are you covered?
  • Cash Flow – How are you managing your income and expenses?
  • Education Funding – What needs to be funded? Elementary school, high school, college, graduate school?
  • Retirement Planning – What does retirement mean to you?  Is it based on an age or a mindset?
  • Estate Planning – We start with your basic will. When was the last time you updated it?
  • Major Purchase – Are you planning on buying a first or second home?

Often, I meet with people and they have some of these areas partially addressed. I work with them to address all of the items that are important to them. We put together a long term plan to get closer to their goals.

Each of the above points need to fit together in a cohesive plan.

Learn more about how we can address two of the most common challenges our clients face.

Retirement Planning

MIT Age Lab did a study and found that retirement might last 8,000 days1. This is 22 years. We need to work together to develop a strategy for:

  • Income planning
  • Cash flow
  • Asset allocation
  • Social Security maximization
  • Stock market volatility

How does this work together? More importantly how will you spend your time in retirement? Do you plan to transfer any wealth during your lifetime or after?
 
¹http://agelab.mit.edu/news/are-you-ready-8000-days-or-more-retirement

College Funding

College Funding can become very expensive very fast. How much will it cost? Who will pay for it? We work with clients to discuss the following:

  • Will they fund part or all of the education?
  • Should the student bear any of the cost?
  • Will we qualify for needs based or merit aid?
  • What types of schools will be considered?
  • How much needs to be saved before college begins?
  • How will their retirement plan be impacted?

All of these factors need to be considered and a plan should be established and implemented to increase the chances of success.

Is College Planning Easy?

My Office

1735 Post Road, Suite 2C
Fairfield, Connecticut 06824

Call Us

Phone: 203-254-8344
Fax: 888-533-6332